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People looking to remortgage their house are increasingly turning their backs on shorter deals and focusing on five-year deals.Two-year discounted variable rate deals have continued to continue to fall, while by contrast, five-year fixed rates are getting more attractive.Your Move’s April Remortgage Index shows there are improved money savings resulting from a switch to the current Best Buy five-year fixed rate.

“Five-year fixed rate deals are getting more and more attractive for people remortgaging relative to shorter term deals,” explained remortgage analyst at Your Move, Jon Round.”Lenders have noticed that business has been slacker in recent weeks and the election certainly had an effect. “Voting for a government always depresses activity in the housing market and 2005 is no different,” he added.

Your Move’s index revealed that first year savings achieved by switching to the Best Buy five-year fixed rate are now £1290.This figure is up 6.6 per cent from a month ago and 5.4 times higher than 12 months ago (£240).